Australian Agricultural Sector Make a Profit

Michael Whitehead, vice president of food and agribusiness research with Rabobank’s New York arm, said possible negative pressure on agriculture could include a drop in consumer demand, however this may be offset by ongoing global population growth.

There are also other factors that would contribute to the relative strength of the Australian agribusiness sector, Whitehead said.

For example, a reduction in the use of fertilizer by some farmers may see fertilizer yields drop. The risk of drought in China and political and climactic problems in South America may also cause a fall in the production of grain, which would see upward pressure on prices.

“The Australian agricultural sector will also benefit from the likely continuing lower currency, with the US dollar expected to stay strong,” Whitehead said.

Whitehead, who is currently visiting Australia, said while 2009 would be tough, Rabobank believes the long-term fundamentals for farmers with good operations remain sound.

Whitehead added that global demand for grain from the bio-fuels industry – particularly under the new US administration – shows few signs of abating.

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Invest Your Money, but How?? read this

How to invest $20
Let's start with $20. We're going to assume that you've already paid off any high-interest debt and that you have some money stashed in a safe place (like a savings or money market account) that you can get to quickly in case of an emergency expense. Now you find yourself with a little extra dough, and you want to begin investing for your future.

Is it even worth it to invest such a pittance?

Heck yeah it is! One of the best ways to invest small amounts of money cheaply is through Dividend Reinvestment Plans (DRPs), also known as Drips. They and their cousins, Direct Stock Purchase Plans (DSPs), allow you to bypass brokers (and their commissions) by buying stock directly from the companies or their agents.

More than 1,000 major corporations offer these types of stock plans, many of them free, or with fees low enough to make it worthwhile to invest as little as $20 or $30 at a time. Drips are ideal for those who are starting out with small amounts to invest and want to make frequent purchases (dollar-cost averaging). Once you're in the plan, you can set up an automatic payment plan, and you don't even have to buy a full share each time you make a contribution.

Drips may be one of the surest, steadiest ways to build wealth over your lifetime (just make sure you keep good records for tax purposes). For more details on Drips, see "What if I can only invest small amounts of money every month?"

How to invest a couple of hundred bucks
So you've weeded out all the wooden nickels from your spare-change jar and have tallied up a few hundred bucks. Instead of blowing it on snack food and Elvis memorabilia, consider investing it in an index fund (the only kind of mutual fund Fools like). An index fund that tracks the S&P 500 is your ticket to an investment that has traditionally returned about 10% per year.

Some index funds require as little as $250 for you to call yourself an owner. This low minimum is usually restricted to IRAs (Individual Retirement Accounts). After your initial investment, you can add as much money as you like, as frequently as you like, with no additional costs or commissions. You purchase index funds directly from mutual fund companies, so there are no commissions to pay to a middleman.

If you have a few hundred dollars to start with, then this is a great, low-cost way to establish an instant, widely diversified (500 companies!) portfolio.

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Budgetting Can Make Your Money Works

Budget (from French bougette, purse) generally refers to a list of all planned expenses and revenues. It is a plan for saving and spending. A budget is an important concept in microeconomics, which uses a budget line to illustrate the trade-offs between two or more goods. In other terms, a budget is an organizational plan stated in monetary terms.

In summary, the purpose of budgeting is to:

1. Provide a forecast of revenues and expenditures i.e. construct a model of how our business might perform financially speaking if certain strategies, events and plans are carried out. (can make you money works..!!)
2. Enable the actual financial operation of the business to be measured against the forecast.

A personal budget is a finance plan that allocates future personal income towards expenses, savings and debt repayment. Past spending and personal debt are considered when creating a personal budget. There are several methods and tools available for creating, using and adjusting a personal budget. A budget allocates or distributes expected income to expected expenses and intended savings.
The following tools are helpful to have for constructing a personal budget. Regardless of the tool used, a budget's accuracy is only as good as the accuracy of the individual updating budget data; an old budget that does not reflect actual income or expenses is of little use to a current budget. Computer generated budgets have become commonly used as they replace the need to rewrite and recalculate the budget every time there is a change.

Pencil and paper

A simple budget can be written on a piece of a paper with a pencil, and optionally, a calculator. Such budgets can be organized in three-ring binders or a file cabinet. Simpler still are the pre-formatted household budgeting or bookkeeping forms that creates a budget by filling in the blanks.

Spreadsheet software

Spreadsheet software, like Microsoft Excel, iWork Numbers or OpenOffice.org Calc, helps to arrange budgets according to need and performs calculations easily with rudimentary formulas. For example, budget spreadsheets are used to keep track of income and expenses. The major reason most people discontinue using budget spreadsheets that don't offer date-shifting is that the information needs to be reentered or moved at the end of each month. Spreadsheets are still excellent for complex budgets and planning.

Money-management software

Some software is written specifically for money management. Products such as Quicken, Microsoft Money and GnuCash are designed to keep track of individual account information, such as checking, savings or money-market accounts. These programs can categorize past expenses and display monthly reports that are useful for budgeting future months.

Spending-management software

Spending-management software such as You Need a Budget (YNAB) are a variation of money-management software. Unlike typical budgeting that allocates future personal income towards expenses, savings and debt repayment, this type of software utilizes a known amount of money, the cash you have on hand, to give the end-user information regarding what's left to spend in the current month. This method eliminates some of the guess work associated with forecasting what a person might receive for income when it comes to allocating jobs for budgeted money. Like money-management software, some spending-management software packages can connect to online bank accounts in order to retrieve a to-the-minute status report of the current monthly budget.

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The Most Effective Way to Make Your Money Work

There are many people doesn't want to spend all their time just for earn money, but they want to have more time to spend it with their family. Nowadays many ways to make your maoney work for you, but actually there are only 3 Top ways to realize you dream with your money. They are, Budgeting, Saving Your Money, and Getting Out Your Debt. These three way was recomended by many expert in economics.

1. Budgeting, When you are budgeting you are making your money do what you want it to. By assigning each dollar to a category you are controlling where your money goes and what it does. This will help you to begin to reach your financial goals.
2. Saving Your Money, There will be a point when the money you have will earn more than you do in a month. This takes quite a bit of money, and in order for this to happen you need put a large amount away each month. Once you have a six month emergency fund saved, you will need to begin investing your money. This how you can grow your wealth the most effectively.
3. Getting Out Your Debt, Debt often becomes a burden and limits the choices that you can make. It is important to realize that by applying your extra money to one debt at time, you will significantly speed up the debt repayment process. If you work hard you will be surprised at how quickly you can pay off your debt, One of the best things you can do with your money is to get out of debt and stay out of debt!

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How to Earn Big Money, Just From Your Blog

For me, blog is like my second home. I can say everything without anybody can disturb me directly, and also I can do everything in my blog start with writes a poem for someone that I love until maybe just an unimportant notes related to my life.

This past three days, I think I need to monetize this blog to fullfil my needs when conducting my nursing research about computer based nursing documentation, so I start to find out how to make money from my blog. I heard from my chatting friend there is a website that will pay us for reviewing their client’s website in our blog, and luckily my blog’s pagerank is 3 for this time, it’s mean my blog is more than ready to submitted into that website.

Now we start to see, how your blog can earn money from reviewing
First, you must fill this form to sign up to the website that will pay you


Your Browser does not support IFrames: This form can not be rendered. Please visit PayPerPost to sign up.


Second, follow the instruction from the website
Third, try to get more traffic in your blog

there are 10 tips to get more traffic in your blog, those are:

1. Create valuable content.
2. Create original content.
3. Create timeless content.
4. Write for human beings first, computers second.
5. Know why you want a high-traffic site.
6. Let your audience see the real you.
7. Write what is true for you, and learn to live with the consequences.
8. Treat your visitors like real human beings.
9. Keep money in its proper place.
10. If you forget the first nine suggestions, just focus on genuinely helping people, and the rest will take care of itself.

more explanation visit this link

If your traffic is high enough to ‘call’ some advertisers to advertise on your blog, that’s a good opportunity to start to earn money from your blog. There are no necessary to use any cheating program to generate contents for your blog, just write with y0ur heart and the advertisers will fall in love with your blog.

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